PayTechs of Canada

It’s time to better the Canadian payment experience. Join us.

Canada’s payments lag behind​

The Canadian payments services marketplace has been slow to introduce innovative products and services seen on the global stage. A lack of competition has allowed inefficiencies to creep into the market due to aging or outdated technologies, processes, or policies.

Our goals

In the interest of our members, Canadian consumers, businesses, and government, we are a not-for-profit association working to improve Canada’s national payments system. We have three primary strategic goals:

Offer greater choice

Have an Open Banking framework implemented in Canada.

Improve critical infrastructure

Have a modern payment system deployed, such as a Real-Time Rail.

Broaden payment access

Have PayTech firms directly participate in the payment system.

Member benefits

As a member, you have the opportunity to challenge roadblocks facing PayTech firms and drive change that will provide your business with unparalleled opportunities. You will be informed of industry updates impacting your business and receive exclusive access to information through our members-only portal.


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What our members have to say

“Beyond highlighting the inefficiencies in Canada’s payments system, PayTechs of Canada promotes competition and effective regulations. They provide a unified voice and coordinated action to affect positive change, so Canadians will be better served by this critical infrastructure.”

Mark Ripplinger,
President & CEO,
Everlink Payment Services

“PayTechs of Canada is bringing forward an exciting and refreshing perspective to Canada’s payments ecosystem. They are driving positive changes and helping Canada compete on a global scale.”

Alex Liu,
OTT Pay Inc.
In response to global drivers, PayTechs of Canada provides members a strong voice at the table with policy-makers to push for innovative solutions for Canada.
Suganthan Vishnu Krisnarajah,

Check out our latest

Paytechs of Canada welcomes Mogo, Carta, and Moka as its newest members

Posted in: News

“Mogo and their growing corporate family are among the top digital challengers Canada has to offer,” said Laurence Cooke, the chairperson of Paytechs of Canada’s board. “Their innovative mission to help Canadians manage their money better raises the bar for all Canadian fintechs and banks. This embodies what our association is all about, and so we’re thankful for the opportunity to join forces and help Canadians reach their best together.”

Open banking could make big banks even bigger

Posted in: Articles

If open banking is a huge success, triggering a Cambrian explosion of financial-services apps, that very success may undermine itself. Apps need app stores. And app stores are fertile ground for anti-competitive outcomes.

Paytechs of Canada welcomes Interchange Financial as its newest member

Posted in: News

Interchange Financial joins the association at a good time, as Paytechs of Canada continues the push for modernized financial sector regulation, and the Financial Stability Board continues its push to enhance cross-border payments.